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22px}.btn-outline:hover{background:var(--color-surface-soft)}.btn:focus-visible{outline:2px solid var(--color-primary);outline-offset:2px}.text-link{color:var(--color-ink);align-items:center;gap:6px;font-size:14px;font-weight:600;text-decoration:none;transition:color .15s;display:inline-flex}.text-link .arrow{transition:transform .15s}.text-link:hover{color:var(--color-primary)}.text-link:hover .arrow{transform:translate(2px)}.text-link svg{width:15px;height:15px}.text-link.lg{font-size:15px}.tools-hero{background:var(--color-surface-soft)}.tools-hero-inner{text-align:center;max-width:820px;margin:0 auto;padding:clamp(64px,9vw,100px) clamp(24px,5vw,48px)}.tools-eyebrow{letter-spacing:.14em;text-transform:uppercase;color:var(--color-primary);font-size:13px;font-weight:700}.tools-hero h1{letter-spacing:-.025em;color:var(--color-ink);margin-top:14px;font-size:clamp(32px,5.5vw,50px);font-weight:700;line-height:1.1}.tools-hero .lede{color:var(--color-body);max-width:600px;margin:16px auto 0;font-size:clamp(15px,1.8vw,18px);line-height:1.65}.tools-hero .hero-cta{margin-top:28px}@media (max-width:639px){.tools-hero-inner{text-align:left}}.tool-cards{grid-template-columns:repeat(2,1fr);gap:24px;margin-top:40px;display:grid}.tool-card{border:1px solid var(--color-hairline);border-radius:var(--radius-card);background:var(--color-canvas);flex-direction:column;gap:0;padding:24px 24px 22px;text-decoration:none;transition:box-shadow .18s,transform .18s;display:flex}.tool-card:hover{box-shadow:var(--shadow-float);transform:translateY(-2px)}.tool-card-icon{background:var(--color-surface-soft);border-radius:10px;flex-shrink:0;justify-content:center;align-items:center;width:40px;height:40px;display:flex}.tool-card-icon svg{width:20px;height:20px;color:var(--color-ink)}.tool-card-head{justify-content:space-between;align-items:center;gap:12px;display:flex}.tc-time{color:var(--color-muted);background:var(--color-surface-soft);border-radius:var(--radius-chip);white-space:nowrap;padding:3px 10px;font-size:11px;font-weight:500}.tool-card h3{color:var(--color-ink);margin-top:16px;font-size:17px;font-weight:700}.tool-card p{color:var(--color-body);flex:1;margin-top:8px;font-size:14px;line-height:1.6}.tool-card-cta{color:var(--color-ink);align-items:center;gap:6px;margin-top:18px;font-size:13px;font-weight:600;transition:color .15s;display:inline-flex}.tool-card-cta .arrow{transition:transform .15s}.tool-card-cta svg{width:14px;height:14px}.tool-card:hover .tool-card-cta{color:var(--color-primary)}.tool-card:hover .tool-card-cta .arrow{transform:translate(2px)}.hub-section-head{margin-bottom:4px}.hub-section-head h2{color:var(--color-ink);font-size:22px;font-weight:700}.hub-section-head p{color:var(--color-body);margin-top:8px;font-size:15px;line-height:1.55}@media (max-width:639px){.tool-cards{grid-template-columns:1fr}}.tools-crosslinks{flex-wrap:wrap;align-items:center;gap:20px 24px;display:flex}.tools-crosslinks .sep{color:var(--color-hairline)}@media (max-width:639px){.tools-crosslinks{flex-direction:column;align-items:flex-start;gap:14px}.tools-crosslinks .sep{display:none}}.calc-page{background:var(--color-canvas)}.calc-hero{background:var(--color-surface-soft)}.calc-hero-inner{max-width:680px;padding:clamp(48px,7vw,80px) clamp(24px,5vw,48px) clamp(32px,4vw,48px)}.calc-eyebrow{letter-spacing:.12em;text-transform:uppercase;color:var(--color-muted);font-size:12px;font-weight:700}.calc-hero h1{letter-spacing:-.02em;color:var(--color-ink);margin-top:10px;font-size:clamp(28px,4.5vw,40px);font-weight:700;line-height:1.12}.calc-hero .calc-lede{color:var(--color-body);max-width:520px;margin-top:12px;font-size:15px;line-height:1.65}.calc-body{grid-template-columns:480px 1fr;align-items:start;gap:clamp(32px,4vw,56px);max-width:1200px;margin:0 auto;padding:clamp(40px,5vw,64px) clamp(24px,5vw,64px);display:grid}@media (max-width:1023px){.calc-body{grid-template-columns:1fr;gap:40px}}.input-panel{background:var(--color-canvas);border:1px solid var(--color-hairline);border-radius:var(--radius-card);padding:28px 26px}.input-panel h2{color:var(--color-ink);margin-bottom:22px;font-size:16px;font-weight:700}.field-row{flex-direction:column;gap:6px;margin-bottom:16px;display:flex}.field-row:last-of-type{margin-bottom:0}.field-row label{color:var(--color-ink);align-items:center;gap:6px;font-size:13px;font-weight:600;display:flex}.field-row input[type=text],.field-row select,.field-row textarea{font-family:var(--font-primary);color:var(--color-ink);background:var(--color-canvas);border:1px solid var(--color-hairline);border-radius:var(--radius-button);appearance:none;width:100%;padding:10px 13px;font-size:15px;transition:border-color .15s}.field-row 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6px);left:50%;transform:translate(-50%)}.tip-panel:after{content:"";border:6px solid #0000;border-top-color:var(--color-ink);position:absolute;top:100%;left:50%;transform:translate(-50%)}.tip-wrap.open .tip-panel{display:block}.adv-toggle{cursor:pointer;font-family:var(--font-primary);color:var(--color-muted);background:0 0;border:none;align-items:center;gap:6px;padding:14px 0 0;font-size:13px;font-weight:600;transition:color .15s;display:flex}.adv-toggle:hover{color:var(--color-ink)}.adv-toggle svg{width:14px;height:14px;transition:transform .18s}.adv-toggle.open svg{transform:rotate(180deg)}.adv-panel{opacity:0;max-height:0;transition:max-height .22s,opacity .18s;overflow:hidden}.adv-panel.open{opacity:1;max-height:600px}.adv-inner{border-top:1px solid var(--color-hairline);flex-direction:column;gap:0;margin-top:16px;padding-top:16px;display:flex}.field-divider{border:none;border-top:1px solid var(--color-hairline);margin:20px 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print{.calc-btn,.lead-wrap,.adv-toggle,.amort-expand{display:none}.adv-panel{opacity:1;max-height:none}.amort-table tr.hidden-row{display:table-row}.input-panel{border:none;padding:0}.result-card{border:1px solid #ccc}}@media (prefers-reduced-motion:reduce){.res-fade,.adv-panel,.tip-panel{transition:none}}